05 / Current section

Calculate before buying, not after

Business payback, time to goal and portfolio allocation with editable inputs.

Question answered here
Does this purchase accelerate my actual goal?
What you get
Test the decision with your own numbers
ContextHalloween · October 1-7 challengechecked 2026-10-06
Four decisions for your game

Do not leave the hub to test the main question

Compare activities for your next session, an acquisition, a savings goal or a business portfolio. All working inputs are visible and editable here.

Player inputs and working estimates
ACTIVITIES YOU CAN ALREADY ACCESS

What fits into this session?

Compare a ready sale with missions and contracts. Find complete runs that fit together within your available time.

Illustrative example, not in-game payouts. Replace these numbers with your observations and confirm each activity is available.

Activity 1
Activity 2
Where the inputs come from

Subtract expenses for this run. Do not subtract costs already paid again: this compares cash received during the session, not the business's total profit.

Include preparation, execution and waiting until you can repeat in a complete run. Enter the switch from another activity separately. Existing stock can be sold once.

Best combination under these assumptions

A mix of activities brings in more cash

This mix brings in more cash than repeating any single selected activity. The result depends on your payouts, durations and run limits.

Cash received this sessionGTA$340,000
Best single activityGTA$280,000
Extra cash from mixingGTA$60,000
Unused time, min5
Your session's activities

This is a combination, not an optimized route across the map.

  1. 1. Sell existing stock × 140 min · GTA$200,000including switching: 5 min
  2. 2. Missions × 130 min · GTA$140,000including switching: 5 min
If you repeat just one activity

Missions × 2 · 55 min · GTA$280,000

Start nothing: GTA$0, all your time stays free.

When time changes the plan
Finish earlier

GTA$340,000 takes 70 min. The remaining 5 min do not increase cash under these assumptions.

If you have more time

The earliest higher-cash combination fits in 80 min: GTA$420,000. That is 5 min beyond your budget and GTA$80,000 above the current plan.

Complete alternative combination: 2. Missions × 3

This compares complete runs with unchanged payouts and access. The alternative may replace current activities. Choose whether that time fits your session.

Unused time receives no assumed income. Selling accumulated stock does not establish a sustainable GTA$/h rate. Recalculate if access, payouts or duration change.

My calculationsInputs save locally
Assumptions and limits

Activities run sequentially, each in one block. Switching time is charged once per selected block. Block order does not change the calculation. Production, background businesses and filling waits with another activity are not modeled. Confirm the run limit yourself; the site does not determine cooldowns. Asset purchases and stock not yet available are outside this plan.

ROI
Model 01 · acquisition

Business ROI: what the purchase becomes

Choose an asset and test net, payback and monthly steady state with your setup, sale and supply assumptions.

Current investment case
-

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Net / cycle-
Net / production h-
Payback-
vROI / cycle-
Potential / month-
Active min / cycle-

Production hours are not active grind. Monthly results are steady-state estimates without downtime, delivery caps or failed-sale risk.

My calculationsInputs save locally
GOAL
Model 02 · goal runway

Hours to Goal: how many weeks to the next purchase

Separate starting cash from the target and count only realized weekly cash flow.

Route to target
The target needs accumulation
Remaining gap-
Weeks to target-
Months-
Capital above reserve-
Progress / week-
Status-
My calculationsInputs save locally
PF
Model 03 · portfolio allocation

Portfolio: what fits capital and active time

Compares one cycle of each selected business using investment and active work. Production waiting time, scheduling and repeated cycles are outside this model.

Best set within this model
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Total investment-
Active time-
Net for selected cycles-
Businesses in the set-
My calculationsInputs save locally
GTA Online decision examples
Decision deck · prebuilt scenarios

Do not start with an empty form. Start with your question.

Every card opens a preconfigured scenario. Change the inputs, save the result or share the URL from there.

6 entry points · shareable
Fund a goal by your deadline
New repeat-use model · Goal runway

Can you fund the purchase without emptying the bank?

Connect total target cost, current cash, a protected reserve and weekly net flow. The model returns the runway and pace required by your date.

01timing02required pace03protected reserve
Open the standalone planner →
Method and freshness

Version fact on one layer. Your inputs on another.

The primary source defines patch or event context. Every editable price, horizon, probability and risk remains a user input.

Related guides and game plans
Decision context

This is not an isolated page. It is part of a game route.

The playbook shows what has been checked, which layer comes next and where the decision becomes action.

02 / ROUTES